Planning engagement
Reserve Adequacy Review
A single 75-minute look at an emergency fund you already keep, to see whether the amount matches the bills that would continue if income stopped.
Request a reserve reviewWho it is for
People who already set money aside and want to know whether the balance would cover a real interruption, not a round number copied from a pamphlet.
What you leave with
A one-page adequacy note: the essential monthly cost we agreed, the months that balance would cover, and the gap or surplus in baht.
Included
- One 75-minute meeting at the office
- A one-page adequacy note in English
- A suggested refill amount if the balance is short
Outside this engagement
- A full contribution schedule across several income sources
- A seasonal year map
- Investment or insurance selection
How the meetings run
- You tell us the balance and bring a passbook or statement.
- We list the costs that would continue for a month without new income.
- You leave with the months of cover that balance represents, and a refill amount if there is a gap.
What to bring
- The current balance of the account you treat as the reserve
- A rough list of monthly essentials
Before a date is held
- This review looks at one reserve balance. Households with seasonal income usually need the Seasonal Income Reserve instead.
- The meeting is held at the office.
An 800-baht holding amount reserves the date and is counted toward the fee. The full basis is on the fees page, and the path from enquiry to the written note is on the planning path.