Planning engagement
Shared Household Conversation
A 90-minute meeting for two adults who pool expenses, to agree who contributes, where the emergency cash sits, and what counts as a withdrawal.
Arrange the joint meetingWho it is for
Couples, parents and an adult child, or siblings who pay household bills from more than one purse and have never written down what the emergency cash is for.
What you leave with
A one-page agreement: who pays in, where the cash is kept, which events count as a withdrawal, and how you tell each other on the same day.
Included
- A 90-minute meeting with both adults present
- A one-page withdrawal agreement in English
- Time to rehearse one example, such as a medical bill or a week of lost market income
Outside this engagement
- Mediation of disputes beyond the reserve
- Legal drafting of a marital property agreement
- A full multi-week reserve calculation when no figure exists yet
How the meetings run
- Both people confirm they will attend. A meeting with only one adult is postponed.
- We start from the bills you already share, then name the events that may touch the reserve.
- You leave with the agreement. If you also need a target amount built from scratch, we say so and point you to the Household Emergency Fund Plan.
What to bring
- Both adults, with a sense of who currently pays which bill
- Any account you already call the emergency fund
Before a date is held
- The conversation is for two adults who are willing to sit in the same room.
- It produces a household rule, not a court document.
An 800-baht holding amount reserves the date and is counted toward the fee. The full basis is on the fees page, and the path from enquiry to the written note is on the planning path.